Instant Payments Fraud Prevention

Fight Instant Payments fraud in real-time

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Speed exposes vulnerability

Instant payments, fueled by regulations and market demand, are transforming the financial landscape. However, their rapid settlement time and irrevocability make them vulnerable to APP fraud and complex schemes, requiring swift, secure, and compliant solutions.

Real-time fraud detection

NetGuardians’ Instant Payments solution uses advanced analytics, AI-driven profiling, and real-time detection to secure transactions without sacrificing speed or customer experience. Available as a SaaS solution or an on-premise add-on, it delivers precise and efficient fraud prevention with dynamic dashboards and tailored workflows.

Key benefits

Detect and prevent in real-time with pre-built AI models

Comply with execution time regulation trough performance-oriented design

Provide frictionless and secure customer experience with lower false positive rate

Mitigate risk from uncertainty of instant payment adoption

50ms

response time

100+

transactions per second

Core capabilities

1. Real-Time Fraud Prevention by Design

A dedicated architecture guarantees speed and scalability required for modern payment systems, ensuring seamless integration into your payment workflows and compliance with execution time requirements.

2. AI-Powered Adaptability

Advanced AI models and pattern-based intelligence evolve with new fraud techniques. An active sampling of hits integrates human feedback with minimal effort, ensuring accurate, future-proof fraud prevention.

3. Maintain Full Control Over KPIs

Dynamic dashboards deliver real-time insights into hit rates, rejected payments, fraud trends, and transaction volumes. They break down instant payments versus other types, enabling precise monitoring and quick adjustments to meet risk goals.

4. Adapt to Threats and Build Trust

The analytics prevents sophisticated schemes involving multiple payments, while minimizing false positives. This safeguards customer confidence, enhances your reputation, and supports operational efficiency even as transaction volumes grow.

Fraud Threats addressed

Authorized Push Payments (APP)

Account Take Over

Hybrid Attacks (Social Engineering + Malware)

Smurfing and Micro-Transaction Fraud

Phishing and Smishing Scams

Session Hijacking

One solution,
two deployment options

On premise

Flexibility to manage and customize NetGuardians’ solution in-house.

Cloud

Enjoy the benefits of NetGuardians’ fraud prevention solution without internal overhead.

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