Digital and challenger banks

Smart, effective, real-time fraud prevention for digital banks.

Successful digital banks grow fast on limited resources. This presents significant challenges when it comes to preventing fraud. Their fraud solution must be efficient, have the ability to scale quickly and offer real-time protection. It also needs to be ready-to-go and cost-effective.

NetGuardians’ packaged fraud prevention for digital banks overcomes these and other challenges, leaving more resources to grow the business.

First-class customer service

Real-time analytics provide highly accurate risk scores, cutting false positives by up to 85 percent to ensure excellent fraud protection with minimal friction. Such first-class customer service helps build trust and cut customer churn.


This comprehensive, automated software is pre-integrated with the major core banking systems. It is fast to implement and needs minimal human intervention, freeing up resources for value-added tasks.

Scalable and future-proof

The technology effortlessly keeps up with rapid growth and ever-changing market dynamics, scaling to need and able to spot new fraud types as they emerge. It has the flexibility to allow for expanding product and services provision, including open banking and instant payments, without adding risk.

Safeguard your reputation

A compliant product suite that combines internal and external fraud prevention with anti-money-laundering transaction monitoring. The cutting-edge artificial intelligence technology draws on data from the NetGuardians banking community to better shield customers from crime and protect the bank’s reputation.

Get a free demo

Recent caught frauds

NetGuardians stops more fraud

Efficiency runs through NetGuardians’ fraud-prevention software. By learning and analyzing the behavior of each and every customer in real time, it correctly identifies anomalous transactions associated with each account, dramatically increasing the fraud-detection rate without adding friction.

The software is already part of the global financial ecosystem as it is embedded into the banking platforms of major vendors including Finastra, Avaloq, Finacle and Mambu and is available on premise and in the cloud. As a result, it can be installed easily and quickly with minimal impact on the existing processes of any bank and the experience of its customers.

How it works

Some users reviews

At Swissquote, we want our customers to know we are doing everything we can to prevent fraud. NetGuardians offers one of the best financial crime solutions on the market, helping us to quickly identify and stop scammers and money launderers. This means our customers can bank with confidence at Swissquote. Read more

Lino Finini, COO at Swissquote


NetGuardians’ AI-based risk platform is yet another facet of our robust security network. It is important we build our bank on the best possible software to fight fraud and provide our customers with a reliable and seamless product. Read more

Roland Kläy, Co-CEO & CFO at radicant


Why NetGuardians?

Accurate fraud protection used by leading digital banks worldwide

Comprehensive, ready-to-go financial crime suite that prevents internal and external fraud in real time and monitors transactions for AML purposes

Tailored support for digital banks including up-to-date market trends and challenges, peer group analytics and models, guidance on optimal sizing of investigation teams and help defining KPIs and threat thresholds

NetGuardians protects more than $7 trillion of assets under management worldwide and is a Global Leader in the 2021 Aite-Novarica report on Fraud and AML Machine Learning Platforms.
Read more

NetGuardians community

Collective AI/peer-group comparisons across the global NetGuardians client community make the software even more efficient – by between 20 and 30 percent.

Used by leading digital banks such as Tonik and Swissquote, NetGuardians offers the best fraud prevention to banks worldwide.



Payment fraud

Instantly and accurately block fraudulent transactions resulting from account takeover and social engineering scams.

Internal fraud

Prevent internal banking fraud due to internal and external collusion, controls bypass and more.

AML transaction monitoring

Identify potentially suspicious transactions and risky customer behaviour while intelligently lowering false positive rates.

  • APP scams
  • Account takeover
  • CEO fraud
  • Malware and e-banking hijacks
  • Privileged account abuse
  • Collusion
  • 4-eyes breach
  • Invoice fraud
  • High risk transactional behaviour
  • Mule activity
  • Client scoring
  • SAR automation

Two deployment options

On premise

Flexibility to manage and customize NetGuardians’ solution in-house.


Enjoy the benefits of NetGuardians’ fraud prevention solution without internal overhead.

Discover how world’s leading digital banks protect their customers and reputation.